In a bowl, mix flour, sugar, baking powder, and salt. In another bowl, whisk eggs, milk, and melted butter. Combine both mixtures and stir until smooth. Preheat waffle maker and cook according to manufacturer's instructions.

In a saucepan, heat heavy cream over medium heat. Add chocolate chips and stir until melted and smooth. Remove from heat and stir in vanilla extract.

Slice bananas and melt butter in a frying pan over medium heat. Add bananas and brown sugar, cooking until caramelized.

Serve waffles topped with fried bananas, drizzled with hot chocolate sauce, and a scoop of ice cream.